Howden: Stay in the Saddle

Equestrian business protection from Howden

When it comes to equestrian activities, safety is paramount. At Howden, we provide comprehensive liability insurance coverage for members, volunteers, and branches of The Pony Club as well as equestrian businesses generally.

We know that equestrian businesses need someone who understands the unique challenges and risks involved in the equine world – and that’s where the Howden Equine team excel. Being horse owners ourselves, and with years of experience in the equestrian insurance industry, we can direct you to the right cover for you and give you advice to protect your business from the unexpected, allowing you to focus on running your business.

What types of equestrian businesses do we support?

Howden offers a range of insurance products designed specifically for equestrian businesses. Whether you’re a riding school, a livery yard, a stud farm, or a freelance instructor, Howden has got you covered. Our policies include public liability, employers’ liability, buildings and contents, personal accident, management liability and horse/pony mortality and veterinary fees, meaning no matter what your business involves, Howden can find the bespoke cover needed for you.

What makes Howden different to other insurance brokers?

One of the key advantages of choosing Howden is our extensive experience in the equestrian industry. Our team of brokers has a deep understanding of the unique risks and challenges faced by equestrian businesses. This expertise allows us to provide tailored solutions that meet your specific needs, ensuring that you’re not overpaying for coverage you don’t need.

What risks should I be protecting against?

Howden’s insurance policies are designed to provide comprehensive protection for your business. Public liability insurance covers you if a member of the public makes a claim against you, such as an injury they suffer at one of your events. Employers’ liability insurance is legally required in the UK and covers you financially if you need to pay legal fees or compensation to employees who make a claim of negligence against you. Property insurance helps pay for the repair, damage or total loss of your various buildings and  contents, while horse and pony mortality insurance covers the value of one of your horses in the event of their death due to accident, illness, sickness, or disease. The team can explain all this and more to find the best solution for your business.

I’m not sure what insurance I need – how can I find out?

Navigating insurance can be complex, but Howden is here to help. We provide clear information and support to ensure that you understand your coverage and how to make a claim if needed. With a dedicated team of experts, Howden is always available to answer questions and provide guidance, making the insurance process as smooth and straightforward as possible.

Ultimately, the goal of Howden’s equestrian business insurance is to provide peace of mind. Knowing that your business is protected against potential liabilities allows you to run your equestrian business with confidence, knowing that you’re in good hands.

Don’t forget, Howden also offers horse and pony insurance for individuals and all Pony Club members get 10% off!